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Thomas Hart

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HSA Rules Just Got Better for Long Island Employers

New federal guidance expands HSA eligibility to ACA Bronze plans and allows tax-free Direct Primary Care payments. Plus higher contribution limits mean bigger tax deductions for your business in 2026.

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Why Vision Benefits Often Go Unused at Small Companies

Many small business employees skip their annual eye exams despite having vision coverage. Here's how Long Island employers can boost utilization and maximize their investment in ancillary benefits.

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College Grad Hiring Drops as Small Firms Face Training Costs

Small businesses are 30% more likely to skip hiring recent college graduates in 2026 due to high training demands. With job openings at their lowest since 2020, employers are rethinking entry-level strategies.

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CHOICE Act Could Change Small Business Health Benefits

New federal legislation would codify health reimbursement accounts and exempt small businesses from certain restrictions, but Long Island employers should understand the tradeoffs before abandoning group coverage.

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DOL Shifts From Litigation to Guidance for Small Business

The Department of Labor is moving away from lengthy enforcement battles toward providing compliance assistance through amicus briefs and guidance. This employer-friendly shift could reduce litigation risks for Long Island businesses with benefits plans.

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DOL Backs Employers in 401(k) Forfeiture Lawsuits

The Department of Labor filed court briefs defending small business 401(k) sponsors against forfeiture allocation lawsuits, clarifying that standard plan decisions aren't fiduciary violations.

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DOL Ends Years-Long Investigations, Offers More Help

The Department of Labor pledges to replace "regulation by litigation" with compliance assistance. Long Island employers can now expect guidance over enforcement actions for ERISA violations.