When Americans First Paid Their Own Medical Bills
The 1950s birth of indemnity insurance forever changed how Americans thought about healthcare costs, creating a system where patients became consumers in ways unimaginable today.
Thomas Hart
Market Volatility Impact on NY Small Business Benefits
Recent market disruptions affecting major companies highlight the importance of stable employee benefits strategies for NY small businesses. Learn how to protect your workforce during economic uncertainty.
How World War II Shipyards Created Modern American Healthcare
In 1940s shipyards, Henry Kaiser accidentally invented the healthcare model that would reshape American medicine—proving that wartime innovation extends far beyond weapons.
Fraud Prevention: Protecting Your NY Small Business
Recent high-profile fraud cases highlight critical risks facing small businesses. Learn essential fraud prevention strategies, compliance requirements, and how to protect your NY company from financial schemes and regulatory violations.
How a 1942 Wage Freeze Accidentally Created Modern Benefits
When Congress froze wages to fight wartime inflation, they never imagined they were creating the employer-sponsored health insurance system that defines American healthcare today.
Protecting Your Small Business From Employee Benefits Fraud
Recent high-profile fraud cases highlight critical vulnerabilities in benefit programs. Learn how NY small businesses can implement safeguards to protect their employee benefits from fraud and ensure compliance with federal regulations.
The Quiet Revolution That Changed American Retirement
How a little-known 1974 law and a 1978 IRS ruling accidentally created the 401(k) system that would transform how Americans save for retirement forever.