UnitedHealthcare Seeks 66.4% NY Rate Hike for 2026
UnitedHealthcare proposes unprecedented 66.4% rate increase for New York individual market, signaling major challenges for employers and consumers in 2026.
Thomas Hart
How World War II Created American Health Insurance
Wage controls during WWII sparked the rapid growth of Blue Cross and Blue Shield, transforming how Americans get healthcare coverage and creating the employer-based system we know today.
The Day America Changed Healthcare Forever
On July 30, 1965, LBJ signed Medicare and Medicaid into law, fundamentally reshaping American healthcare and forcing employers to rethink their benefits strategy overnight.
How World War II Created Modern Employee Benefits: The Stabilization Act of 1942
The 1942 Stabilization Act's wage controls accidentally created America's employer-sponsored benefits system - a wartime policy that still shapes how Long Island businesses attract talent today.
The Inland Steel Decision: How 1949 Changed Employee Benefits Forever
The landmark 1949 Inland Steel ruling transformed employee benefits from company perks to mandatory bargaining subjects, creating the foundation for today's workplace benefits.
How 1,356 Dallas Teachers Accidentally Invented Health Insurance
In December 1929, weeks before the stock market crash, a desperate hospital administrator made Dallas teachers an unprecedented offer: 50 cents a month for guaranteed hospital care. It was the beginning of American health insurance.
What Business Owners Can Learn from Henry Ford’s $5 Workday
Henry Ford doubled wages in 1914 to keep workers loyal and productive. Business owners today can apply the same lesson: invest in your people, and they’ll invest in your business. Benton Oakfield helps companies turn benefits into retention tools.