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Thomas Hart

A therapist engaging in a counseling session with a male patient to support mental health.

HSA Options Expand for Bronze and Catastrophic Plans

Starting in 2026, all Bronze and Catastrophic ACA marketplace plans can pair with Health Savings Accounts, giving Long Island employers new cost-effective options for high-deductible health plans with tax advantages.

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New Hospital Price Rules Create Cost Savings for Long Island

Starting January 2026, hospitals must disclose actual negotiated rates, not estimates. Long Island employers can use this data to cut medical plan costs and negotiate better rates with local providers.

A multicultural team discussing analytics and strategy in a modern office setting.

Expired ACA Subsidies Drive Employees Back to Group Plans

Enhanced ACA premium tax credits expired December 31, 2025, while marketplace premiums jumped 26%. Long Island employers should prepare for employees switching back to group coverage as individual plans become unaffordable.

A therapist engaging in a counseling session with a male patient to support mental health.

Small Group PPO Plans Expand Virtual Care and Cut Rx Costs

New virtual care features and pharmacy network changes reduce employee costs starting January 2026. Learn how these PPO and HMO plan enhancements affect Long Island employers with 10-50 employees.

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Federal Employee Benefits Changes Shape Private Sector Plans

New federal employee benefit adjustments and retirement considerations offer insights for NY employers reviewing their own plan designs and compliance strategies in the evolving benefits landscape.

An accountant using a calculator and signing paperwork, showcasing financial analysis.

DOL Expands Self-Correction Program for Benefit Plan Errors

The Department of Labor's expanded self-correction program allows plan administrators to fix ERISA violations voluntarily and reduce penalties. Learn how NY employers can use this compliance tool to address operational errors before enforcement action.

Federal Contractors Face New Pay Transparency Rules in NY

Federal Contractors Face New Pay Transparency Rules in NY

New wage disclosure requirements hit federal contractors this month - here's what NY businesses need to know.