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Ancillary

Professional illustration for article: Group Life Insurance Over $50K Triggers Complex Tax Reporting in 2026

Group Life Insurance Over $50K Triggers Complex Tax Reporting in 2026

Employers providing group life insurance exceeding $50,000 must calculate imputed income using IRS Table I rates and report it on employee W-2 forms. Many employers discover compliance gaps during Q1 when processing year-end payroll reports and face penalties for incorrect calculations.

Professional illustration for article: Voluntary Benefits Face New ERISA Fiduciary Litigation Risk

Voluntary Benefits Face New ERISA Fiduciary Litigation Risk

A wave of ERISA class actions filed in December 2025 targets employer-sponsored voluntary benefit programs including accident, critical illness, and hospital indemnity insurance. Employers face fiduciary liability claims even for employee-paid supplemental coverage.

Professional illustration for article: Employers Must Update HSA Systems for 2026 Limit Increases

Employers Must Update HSA Systems for 2026 Limit Increases

The IRS increased HSA contribution limits to $4,400 for self-only and $8,750 for family coverage in 2026. Employers must update payroll systems, plan documents, and employee communications to ensure compliance and avoid processing errors that could trigger tax penalties.

Professional illustration for article: IRS Raises 2026 Health FSA Contribution Limit to $3,400

IRS Raises 2026 Health FSA Contribution Limit to $3,400

The IRS increased the health FSA contribution limit from $3,300 to $3,400 for plan years beginning in 2026. Employers must update plan documents, adjust payroll systems, and communicate the higher pre-tax savings opportunity to employees before open enrollment periods.

Long Island Employers: Ancillary Benefits Confusion Costs You

Long Island Employers: Ancillary Benefits Confusion Costs You

62% of employees feel confused by ancillary benefit options, leading to low participation rates. Digital platforms boost participation by 35% while clear communication prevents wasted benefit dollars on unused coverage.

Ancillary Benefits Updates Hit Long Island Employers

Ancillary Benefits Updates Hit Long Island Employers

Dependent care FSA limits jump to $7,500 for 2026—the first increase since 1986. Plus new HSA expansions and enforcement priorities that affect your ancillary benefits strategy.

Multicultural team discussing strategies in a conference room with a whiteboard presentation.

Dependent Care Spending Accounts Jump to $7,500 Limit

The dependent care FSA limit increased to $7,500 in 2026 - the first increase since 1986. But your cafeteria plan needs updates before employees can access the higher contribution amount.