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Ancillary

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Flex Spending Accounts: Use It or Lose It Season

Most employees forfeit hundreds of dollars in FSA funds by March 15. That's wasted compensation hitting your bottom line. Smart employers turn January into FSA education month to protect their benefits investment.

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New HSA Rules Create Hidden Tax Traps for Long Island SMBs

Recent IRS changes expand HSA eligibility but create compliance headaches. Bronze ACA plans now qualify, and HSA funds can pay direct primary care fees - but new rules mean new ways to get penalized if you're not careful.

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Ancillary Benefits: Why Employees Don't Use What You Buy

Many Long Island employers pay for vision, dental, and life insurance benefits their employees never use. When staff don't understand their coverage, your benefits investment generates zero ROI in retention or recruiting.

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Ancillary Benefits: Making Smart Choices Post-Enrollment

Open enrollment is over, but many Long Island employers are discovering gaps in their ancillary benefit selections. Understanding cost transparency and utilization trends can help you optimize these plans before next year's renewal.

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Making the Most of Your Dental Benefits in 2026

Cost transparency requirements and preventive care trends are reshaping dental benefits. Long Island employers can help employees maximize coverage while controlling premium costs through strategic plan design.

Workers Need One Million Dollars for Secure Retirement

Workers Need One Million Dollars for Secure Retirement

New research reveals workers believe they need $1 million saved for retirement, highlighting the growing importance of robust employer-sponsored retirement benefits. New York employers must adapt their 401k offerings to meet evolving employee expectations and retention needs.

Key HSA Changes Every Employer Should Know

Key HSA Changes Every Employer Should Know

The IRS has announced three significant changes to Health Savings Accounts that will impact employees using telemedicine and high-deductible health plans. These updates affect contribution limits, eligibility requirements, and telehealth coverage options for 2026.