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Guide

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Mental Health Benefits Guide for Small Business Owners

Learn how mental health coverage in employee benefits works, from therapy coverage to EAP services. Understand what these benefits cost, how employees use them, and why they're essential for recruiting and retention.

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Benefits Benchmarking: How Does Your Business Compare?

Learn how to compare your employee benefits package against industry peers. Discover key metrics, data sources, and how to use benchmarking to attract talent and control costs on Long Island.

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NY Retirement Savings Mandate: What Long Island Employers Need to Know

New York requires most employers to offer retirement savings plans. Learn about auto-enrollment, compliance deadlines, and how this mandate affects your Long Island business and employees.

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ACA Reporting: Forms 1094-C and 1095-C Explained

Learn ACA reporting requirements for larger employers. Understand Forms 1094-C and 1095-C, filing deadlines, employee distribution rules, and how to avoid common compliance mistakes that can trigger IRS penalties.

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Critical Illness Insurance: A Safety Net for Your Team

Learn how critical illness insurance provides lump-sum benefits for serious health conditions, why it's valuable as a voluntary benefit, and how it helps protect your employees' financial security during medical crises.

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Specialty Drug Coverage: What Small Businesses Need to Know

Learn how specialty drugs work in employee health plans, why they require prior authorization, and how to manage costs while providing essential coverage for your team.

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Employee Retention Through Benefits: A Guide for Employers

Learn how to use employee benefits strategically to reduce turnover, attract top talent, and build a loyal workforce. Discover which benefits employees value most and how to implement them effectively.