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Guide

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Voluntary Benefits: Employee-Paid Options That Cost You Nothing

Learn how voluntary benefits like accident, critical illness, and hospital indemnity insurance can enhance your employee package without adding to your costs. Discover the payroll deduction convenience and employer advantages.

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Understanding Prescription Drug Coverage Tiers

Learn how pharmacy benefit tiers work, from generic to specialty drugs. Understand how tiering affects employee costs and why formularies matter for your business health plan.

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Employee Benefits Onboarding: Your Complete Guide

Learn how to properly onboard new hires with benefits enrollment, timing requirements, and communication strategies that help employees understand and value their coverage.

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NY Wage Theft Prevention Act: Essential Compliance Guide

Learn the key requirements of New York's Wage Theft Prevention Act including mandatory notices, wage statements, record keeping, and penalties. Essential compliance information for Long Island employers.

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HIPAA Privacy Rules: What Employers Need to Know

Learn how HIPAA privacy rules apply to your employee health plan, what information is protected, when disclosure is allowed, and your compliance obligations as a Long Island employer.

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Long-Term Disability Insurance: What Every Employer Needs to Know

Learn how long-term disability insurance protects your employees' income during extended illnesses or injuries, why it's a valuable recruitment tool, and how it works for Long Island businesses.

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FSA vs HSA: Which Account Is Right for Your Business?

Learn the key differences between FSAs and HSAs, including eligibility requirements, contribution rules, rollover provisions, and which account type works best for different business situations.