ACA Employer Mandate: Who Must Offer Health Coverage
Learn if your business must comply with the ACA employer mandate. We explain applicable large employer status, employee counting rules, coverage requirements, and penalties in plain English.
Guide
Life Insurance Options for Your Long Island Business
Learn the differences between term vs permanent life insurance, group vs voluntary coverage, typical benefit amounts, and how life insurance helps attract and retain employees on Long Island.
Understanding Health Insurance Deductibles, Copays & Coinsurance
Learn how deductibles, copays, and coinsurance work together in health plans. Clear explanations with examples to help you choose the right cost-sharing structure for your Long Island business and communicate it effectively to employees.
Open Enrollment Best Practices for Small Business Owners
Master your employee benefits open enrollment with proven strategies for clear communication, smooth timelines, and better employee participation. Avoid common pitfalls that cost time and money.
How Commuter Benefits Save Money for Businesses and Employees
Commuter benefits let employees use pre-tax dollars for transit and parking, helping them save while reducing employer payroll taxes. Easy to implement and low-cost, this perk boosts morale and retention. Contact Benton Oakfield to get started.
NY Disability Benefits Law (DBL): What Long Island Employers Need to Know
Learn NY Disability Benefits Law requirements for your Long Island business. Understand DBL coverage obligations, employee eligibility, how to obtain coverage, and coordination with Paid Family Leave.
ERISA Compliance Basics Every Small Business Owner Needs
Learn what ERISA is, which benefit plans it covers, your fiduciary duties as an employer, and how to avoid costly compliance mistakes that could hurt your Long Island business.