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Guide

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Fertility Benefits Guide for Small Business Owners

Learn how fertility benefits work, why they're valuable for recruiting talent, and what options are available for your small business. Includes IVF coverage, fertility preservation, and family-building support.

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Health Plan Funding: Fully-Insured vs Level vs Self-Funded

Learn the differences between fully-insured, level-funded, and self-funded health plans. Understand which structure fits your business size, budget, and risk tolerance to make the best choice for your employees.

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Benefits Compliance Calendar: Your Year-Round Roadmap

Stay ahead of benefits compliance deadlines with a comprehensive calendar. Learn key filing dates, notice requirements, and how to build a system that keeps your Long Island business compliant all year long.

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NY Freelance Isn't Free Act: What Employers Need to Know

New York's Freelance Isn't Free Act protects freelance workers with mandatory contracts, payment timelines, and penalties. Learn how this law affects your business and freelance relationships.

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PCORI Fees: What Employers Owe and How to Pay

Learn about PCORI fee requirements for employer health plans. Understand who must pay, how to calculate fees, filing deadlines, and reporting requirements to stay compliant.

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Employee Recognition Programs: Building Culture and Retention

Learn how recognition and reward programs boost employee morale, reduce turnover, and strengthen company culture. Includes spot bonuses, service awards, tax implications, and implementation strategies for Long Island businesses.

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Spousal Coverage Surcharges: Working Spouse Rules Explained

Learn how spousal surcharges work in health plans, why employers use them to control costs, and how to implement working spouse rules while maintaining employee satisfaction.