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Health Insurance

What New York’s Essential Plan Changes Mean for Employers and Their Teams

New York will cut 450,000 residents from its Essential Plan in 2026 due to federal funding changes. For employers, this could increase demand for company health benefits and reshape recruitment, retention, and employee financial wellness.

Health Insurance Costs, Explained: A Clear Guide to Premiums, Deductibles & More

Health Insurance Costs, Explained: A Clear Guide to Premiums, Deductibles & More

Confused by premiums, deductibles, and out-of-pocket maximums? This guide breaks down the most important health insurance terms, walks through an example, and shows how to pick a plan that won’t cost you more than it should.

Can You Get Money Back From Your Insurance Company? Understanding Level Funded Health Plans

Can You Get Money Back From Your Insurance Company? Understanding Level Funded Health Plans

Can your business get money back from the insurance company? With level funded health plans, the answer might be yes. Learn how these plans work, why they’re growing in popularity, and how Benton Oakfield helps businesses choose the right path.

Four Ways Business Owners Can Save Money During Benefits Enrollment

Four Ways Business Owners Can Save Money During Benefits Enrollment

Avoid getting overcharged during benefits enrollment. These four tips help business owners benchmark costs, align benefits with employee needs, explore voluntary options, and hold brokers accountable for smoother, cost-effective enrollment.