Last Chance: Small Business Health Insurance Special Deal
NY small businesses have until December 15th to grab group health plans with just 2 employees—no employer contribution required.
Health Insurance
HSA Options Expand for Bronze and Catastrophic Plans
Starting in 2026, all Bronze and Catastrophic ACA marketplace plans can pair with Health Savings Accounts, giving Long Island employers new cost-effective options for high-deductible health plans with tax advantages.
New Hospital Price Rules Create Cost Savings for Long Island
Starting January 2026, hospitals must disclose actual negotiated rates, not estimates. Long Island employers can use this data to cut medical plan costs and negotiate better rates with local providers.
Expired ACA Subsidies Drive Employees Back to Group Plans
Enhanced ACA premium tax credits expired December 31, 2025, while marketplace premiums jumped 26%. Long Island employers should prepare for employees switching back to group coverage as individual plans become unaffordable.
Small Group PPO Plans Expand Virtual Care and Cut Rx Costs
New virtual care features and pharmacy network changes reduce employee costs starting January 2026. Learn how these PPO and HMO plan enhancements affect Long Island employers with 10-50 employees.
New York Caps Insulin at $35 - What Employers Should Know
Starting January 1, New York's insulin cost cap affects your group health plan. The $35 monthly limit helps diabetic employees, but insurers warn 70+ state mandates are driving up overall premiums for Long Island businesses.
Essential Plan Cuts Force 450K New Yorkers to Seek Coverage
Federal budget cuts eliminate NY's Essential Plan, pushing 450,000 residents toward $10,000+ marketplace premiums. Long Island employees may demand group coverage - are you ready for the recruiting advantage?