Last-Minute Group Health Insurance Deal for Small NY Businesses
ACA special enrollment ends December 15—here's how NY businesses with just 2 employees can get top-tier group health plans.
Health Insurance
All Bronze Plans Now Eligible for Health Savings Accounts
Starting 2026, all Bronze and Catastrophic health plans can pair with HSAs for tax-free medical expenses. This changes the math on high-deductible coverage for Long Island small businesses seeking to reduce premiums while maintaining employee benefits.
Why Employer Health Costs Are Surging in 2025—and How Small & Mid-Size Businesses Can Push Back During Renewal Season
Employer health costs jumped again in 2025, with family premiums near $27,000. Here’s what’s driving the surge—and concrete steps SMBs can take now on plan design, funding, pharmacy strategy, and employee education to regain control before renewal.
What New York’s Essential Plan Changes Mean for Employers and Their Teams
New York will cut 450,000 residents from its Essential Plan in 2026 due to federal funding changes. For employers, this could increase demand for company health benefits and reshape recruitment, retention, and employee financial wellness.
Understanding Child Health Plus in New York: A Guide for Working Families
When it comes to employer-sponsored benefits, most conversations focus on the employee — but what about their children?
In New York State, Child Health Plus (CHPlus) offers affordable, comprehensive coverage to children under 19, regardless of whether the parent receives health insurance through work. If you're an employee, HR
Health Insurance Costs to Jump Again in 2026: What Employers Can Do Now
Employers face the largest health insurance cost jump in 15+ years, with 2026 increases near 9–10% on a ~$25,500 family-plan baseline. See real-world cases, survey data, and a step-by-step framework to control trend — plus how Benton Oakfield can help without blunt cost-shifting.
Pharmacy Benefit Managers (PBMs) Explained for Employers
Learn how PBMs work behind the scenes to manage prescription drug costs, formularies, and rebates in your health plan. Understanding PBMs helps you make better decisions about employee benefits.