Health Insurance

Learn how ACA preventive care requirements work, what services employees get without copays, and why this benefit matters for recruiting and retention at your Long Island business.

Learn how mental health coverage in employee benefits works, from therapy coverage to EAP services. Understand what these benefits cost, how employees use them, and why they're essential for recruiting and retention.

Learn how specialty drugs work in employee health plans, why they require prior authorization, and how to manage costs while providing essential coverage for your team.

Learn how telemedicine benefits work, what virtual care services employees can access, and why offering telehealth options helps with recruiting, retention, and reducing healthcare costs for your business.

Learn how pharmacy benefit tiers work, from generic to specialty drugs. Understand how tiering affects employee costs and why formularies matter for your business health plan.

Learn the key differences between FSAs and HSAs, including eligibility requirements, contribution rules, rollover provisions, and which account type works best for different business situations.