FSA vs HSA: Which Account Is Right for Your Business?
Learn the key differences between FSAs and HSAs, including eligibility requirements, contribution rules, rollover provisions, and which account type works best for different business situations.
Health Insurance
HSA-Qualified Health Plans: A Complete Guide for Employers
Learn what makes a health plan HSA-qualified, how high-deductible health plans work, the triple tax advantage for employees, and why Long Island businesses are choosing this cost-effective benefits strategy.
Understanding Health Insurance Deductibles, Copays & Coinsurance
Learn how deductibles, copays, and coinsurance work together in health plans. Clear explanations with examples to help you choose the right cost-sharing structure for your Long Island business and communicate it effectively to employees.
Health Insurance Networks: In-Network vs Out-of-Network
Learn how provider networks work, why in-network care costs less, and how to help your employees choose the right doctors. A complete guide for Long Island business owners offering health benefits.
Group Health Insurance Basics for Small Business Owners
Learn what group health insurance is, how it works, why it matters for recruiting top talent, and what your employees need to know. A complete guide for Long Island business owners.
How To Accurately Complete an Employee Census for Insurance Quotes
Learn how to accurately complete an employee census form for health insurance quotes. This step-by-step guide breaks down employee relationships, coverage types, and common mistakes to avoid.
Health Insurance Costs, Explained: A Clear Guide to Premiums, Deductibles & More
Confused by premiums, deductibles, and out-of-pocket maximums? This guide breaks down the most important health insurance terms, walks through an example, and shows how to pick a plan that won’t cost you more than it should.