Group Health Insurance Basics for Small Business Owners Learn what group health insurance is, how it works, why it matters for recruiting top talent, and what your employees need to know. A complete guide for Long Island business owners.
How To Accurately Complete an Employee Census for Insurance Quotes Learn how to accurately complete an employee census form for health insurance quotes. This step-by-step guide breaks down employee relationships, coverage types, and common mistakes to avoid.
Health Insurance Costs, Explained: A Clear Guide to Premiums, Deductibles & More Confused by premiums, deductibles, and out-of-pocket maximums? This guide breaks down the most important health insurance terms, walks through an example, and shows how to pick a plan that won’t cost you more than it should.
Can You Get Money Back From Your Insurance Company? Understanding Level Funded Health Plans Can your business get money back from the insurance company? With level funded health plans, the answer might be yes. Learn how these plans work, why they’re growing in popularity, and how Benton Oakfield helps businesses choose the right path.
Why the “One-Stop Shop” for Business Insurance Could Be Costing You More Avoid the “one-stop shop” trap in business insurance. Specialization matters—especially with employee benefits. Learn why working with a dedicated expert like Benton Oakfield can boost ROI, improve retention, and protect your bottom line.
Four Ways Business Owners Can Save Money During Benefits Enrollment Avoid getting overcharged during benefits enrollment. These four tips help business owners benchmark costs, align benefits with employee needs, explore voluntary options, and hold brokers accountable for smoother, cost-effective enrollment.
The Real Difference Between Brokers, Agents, and Salespeople — And Why It Matters for Your Business Understanding the difference between brokers, agents, and salespeople is critical. A true broker works for you—not the insurance company. Here’s how Benton Oakfield helps businesses grow with advocacy, not just sales.